Welcome to my blog investoplan! In this post, I will be discussing how to improve your credit score quickly. Now, it is important to understand what makes up your credit score. Your credit score is determined by evaluating your borrowing, payment and credit histories. Companies such as Experian and Equifax collect your payment information from lenders and update your credit score periodically. Your credit score is made up of five components: payment history, credit utilization, new credit inquiries, account mix, and credit age. First, let's start with payment history. This is the most important component that makes up your credit score so you want to make sure you pay your bills on time. Late payments can significantly lower your credit score and leave a negative mark on your credit report. Second, credit utilization is the ratio of debt used to available credit. The lower your credit utilization is, the better impact this component can have on your credit score....